If you don’t, the federal government wants you to get it. And we want to talk to you about that.
Under the Affordable Care Act, nearly every American will be required by Jan. 1, 2014, to have health insurance – either through their job, an individual policy, or a government plan such as Medicaid or Medicare.
If you don’t have insurance, you’ll owe a penalty that will be collected by the Internal Revenue Service the next time you pay taxes. At first, the fee will be $95 for an individual and up to $285 for a family. Over the next three years, the penalty will increase to $695 for an individual and up to $2,085 for a family.
That’s still less than what you would likely pay in insurance premiums. Which leads to the question: How many of the uninsured will decide to stay that way, figuring that paying the penalty is a cheaper way to comply with the law than getting an insurance plan?
If you fall into that category – or if you know of someone who does – we’d like to talk to you. And if you’re willing to be quoted in the next installment of our series “Understanding Obamacare,” please call me at 981-3239 or email me at email@example.com.
Thanks, and I hope to hear from you soon.