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Phones: the new credit card

I am planning soon to write a column about the deceptive fees that are popping up on cell phone bills from services such as Jamster. Here's how it works, you or your teen (as in my case) opt for a "free" or "complimentary" ringtone, song or some other download. You unwittingly agree to allow them to charge you $5.95 or $9.99 a month, and the charge appears on your cellphone bill.
It takes an act of Congress apparently to get these things to stop once they pop up on your bill.
I've had several discussions with my carrier, which informed me, "People need to understand that their phones are like credit cards."
Amazing. I'd no more give my teen a credit card than I would give her a loaded gun.
Just wanted to see if anyone else has had experience with this.

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