Comments on: Layaway's comeback

By: HCS

HCS — Fri, 21 Nov 2008 19:08:16 +0000

when walmart had layaway it was free. does kmart and tjmaxx and sears have a fee for layaway services? anyone know?

By: Jenny

Jenny — Fri, 21 Nov 2008 17:01:57 +0000

Lori,
I didn't realize that Kmart will adjust the price of your layaway item if it goes on sale. That's good news and could lead to some great deals.

By: Rhonda Bousman

Rhonda Bousman — Fri, 21 Nov 2008 10:26:46 +0000

I think that is great that Sears is doing this . You can mark my word I will be using this option. I also think Walmart made a huge mistake by taking away the law away plan . There are so many people out there that can not afford to buy gifts any other way then to layaway nor do they have credit cards. Walmart if you are smart you will bring this option back....

By: Lori

Lori — Thu, 20 Nov 2008 18:20:54 +0000

My mom used to do layaway for Christmas at KMart, and when I got my first apartment I used KMart's layaway to purchase a lot of things I needed but didn't have the money for right away. I've also used TJ Maxx's layaway to purchase some nice baking dishes. I've been giving layaway some more thought myself, because it's so much better than paying interest on a credit card. Plus, I remember KMart would adjust the price of your layaway items if they went on sale before you finished paying for them.

By: Steve

Steve — Thu, 20 Nov 2008 17:29:47 +0000

Geeeeee...

This sounds almost like a form of customer service ! (and we sure can't have that!) (sarcastic)

All us independent retailers have had FREE layaway as part of our ongoing business. Consumers use it sparingly, but those who do, will often purchase something nicer and have something worth having when it's all said and done.

We've become such an "instant gratification" society, that the idea of saving for something is foreign to most younger generations. There's a lot to be said for saving to buy something nice, that'll endure, instead of so much junk & 'stuff'. Layaway is one way to make that a reality.

By: Other John

Other John — Thu, 20 Nov 2008 17:23:15 +0000

We've been thinking of doing layaway at TJ Maxx because there is some furniture, bedding, and home decorations that we really like, but don't have the cash on hand for and we are not going to put anything on a credit card. We may wind up just skipping it entirely, but we've given it a thought...so it's nice to have the option available.