2009.10.26
Layaway's comeback and some tips
Layaway no longer is a service of the past. This holiday season, Toys R Us is bringing back this gift-payment option that allows consumers to pay for purchases gradually in a specific period of time. Many consumers have begun using layaway to avoid paying with a credit card.
Sears and Kmart stores already have layaway, but this year, they are offering the service online.
Here are the particulars of Toys R Us' layaway. It requires that you pay 20 percent of the total purchase price upfront and a $10 service charge.
With the rise of layaway this year, below are some tips from Shop Smart magazine about how to get the most out of this payment option:
1. Sign up to have payments automatically taken out of your account. It will help you to keep up with the payments.
2. Think before you buy to be sure that you can afford to pay off the item and set a realistic budget.
3. Bundle items, especially at stores that require a flat layaway fee.
I'm looking for people who are using layaway or plan to use layaway for Christmas purchases this season. If you'd like to talk about it, e-mail me at jenny.boone@roanoke.com.
Jenny, It appears that The Back Creek Grill has gone out of business and is reopening under another (name? owner?). ˇhe name eludes me for the moment but I believe it is the same as the restaurant that opened recently on Old Cave Spring Rd. Any news? Thanks!
Comment by pmac — October 26, 2009 @ 12:37 pm
Hi,
Any news about Breadcraft or Polished by Claire V in downtown Roanoke?
Comment by Kimberly — October 26, 2009 @ 3:00 pm
When will Wal-Mart wisen up and make their comeback on layaways . I really feel when they stopped they made a big mistake .. I for one quit shopping there for Christmas when they did and will not go back until they do as I am a person that only shops where the store accomadates the poor and the rich ..I would love for you to check with them just to see what their thoughts are on this matter .
Comment by R. Steele — October 27, 2009 @ 7:54 am