Click & save now at Walmart.com. Illustration by Rick Nease | Detroit Free Press

Finding deals on gift cards is one of my very favorite things — it’s like getting free money.

This deal by Walmart is especially nice,  it’s like cash back in your pocket and there are no hoops to jump through.

Head over to Walmart.com now and you’ll find these eGift cards on sale for 10% off:
*Domino’s Pizza $20 eGift Card (down to $18)
*Regal Movie $25 eGift Card (down to $22.50)
*Applebee’s $25 eGift Card (down to $22.50)
*Spa Week $25 eGift Card (down to $22.50)
*Logan’s Roadhouse $25 eGift Card (down to $22.50)
*Logan’s Roadhouse $50 eGift Card (down to $45)

These eCards would make great gifts, or buy one (or two…) for yourself. Each card will be delivered via email.

There’s no telling when this deal will expire, so if you’re interested make your purchase ASAP.

This week is the cut-off for many companies for guaranteed shipping by Christmas. Also, today is Free Shipping Day. There are over 1,000 retailers offering free shipping and you’ll get these orders by Christmas Eve. Some of the retailers participating include: Kohl’s, Oriental Trading Company, Land’s End, Office Max, Best Buy, Gander Mountain and more. Many of these stores will also be offering special discounts in addition to free shipping.

Now, below you’ll find some of the most important dates if you have other gifts you’d like to arrive by Christmas.

According to the USPS website:
*The cut-off for most Express Mail Military Service is today. Some cut-offs have already passed.
*The cut-off for most international shipping (Express and Global Express) is between today and Dec. 20, depending on where you’re shipping to. Some cut-offs have already passed.
As for Domestic shipping:
* Dec. 20 is the cut-off for First-Class Mail Service
*Dec. 21 is the cut-off for Priority Mail Service
*Dec. 22 is the cut-off for Express Mail® Service (Some Express Mail destinations may have extended service commitments)
*Dec. 19 is the cut-off for Destination Network Distribution Center (DNDC) Drop Ship
*Dec. 21 is the cut-off for Destination Delivery Unit (DDU) Drop Ship
*The cut-off for Parcel Post Service has already passed.

UPS:
* Dec. 21: Normal pickup and delivery service for air, international and ground packages.
UPS Next Day Air packages picked-up today will arrive Monday, Dec. 24. UPS 2nd Day Air packages picked-up today
will arrive Wednesday, Dec. 26.
* Dec. 22: Delivery of UPS Worldwide Express, UPS Next Day Air and UPS 2nd Day Air packages processed and labeled for Saturday Delivery. Pick-up service available for air and international packages only.
* Dec. 24: Normal delivery service for air, international and ground packages.
Pick-up service provided to scheduled pick-up account customers for air and international shipments if prearranged by Friday, Dec. 21. UPS On-Call Pick-up service and all UPS Drop Boxes also are available for air and international
packages to all customers.

FedEx:
* Dec. 17: Last day to ship FedEx Ground and Home Delivery
* Dec. 19: Last day to ship FedEx Express Saver
* Dec. 20: Last day to ship 2Day
* Dec. 21: Last day to ship overnight

Other popular retailers that you may have ordered from have these deadlines:
Toys R Us:
*Dec. 18 is the last day to order using standard shipping
*Dec. 19 is the last day to order using expedited shipping
*Dec. 21 is that last day to order using express shipping
*Free store pick-up will remain available through Dec. 24

Amazon:
*Gift cards (that come with a nifty gift box) will be available with free one-day shipping through Dec. 22
*Dec. 18 is the last day to order with free Super Saver shipping
*Dec. 19 is the last day to order with standard shipping
*Dec. 20 is the last full day to order with two-day shipping
*Dec. 21 will offer two-day shipping through 7 p.m. and is the last full day to order with one-day shipping
* Dec. 22 will offer one-day shipping through 3 p.m.
*Dec. 23 has local express delivery available when possible

Target:
* The last day to receive Seasonal Shipping is Dec. 19.

 Walmart:
* Dec. 19: Last day to order using the “homefree,” site to store and standard shipping options.
* Dec. 20: Last day to order using expedited shipping.
* Dec. 21: Last day to order using rush shipping.
* Dec. 22-24: Items with same day store pick-up will be available.
* Dec. 24: Items labeled “as soon as today” that are ordered by noon will be available for pick-up before 6 p.m.

If you have someone in your house who prefers the manly body washes, shampoos and lotions you’ll appreciate this new set of printable coupons available from Walmart valued at $6.75.

Click here to access the coupons, which include:

* $1 off any Degree Men Clinical or Adrenaline Series anti-perspirant/deodorant
* $1 off any Axe products
* $2 off any Axe gift set
* $1 off any Dove Men + Care product
* 75 cents off any Suave Men Hair product
                                                             * $1 off any Clear Men’s Product

From time to time, retailers update their policies and smart shoppers need to stay in the know. Here are some changes that effect shoppers locally:

Dollar Tree stores, where everything is $1 or less, are now accepting manufacturer’s coupons.

If you’re shopping in-store, you can use up to two print-at-home coupons per shopping trip and one manufacturer coupon per item. There are a few important details: Coupons for free items with no purchase requirements will not be accepted and coupons cannot be redeemed for more than the purchase price of the item. Management also has the right to refuse any coupon or limit quantities, so certain rules could differ depending on which store you shop. For more information, visit www.dollartree.com.

Target recently introduced Target Baby Alerts. Exclusive baby coupons, deals and other announcements will be texted to shoppers up to six times per month. Some of the deals for August include buy one, get one half-off Gerber onesies, $2 off Burt’s Bees Baby Bee toiletry items, $2 off Huggies and 10 percent off your first baby order. To start receiving these text alerts, text BABY to 827438.

Walgreens is reworking its shopping rewards program and will soon introduce Balance Rewards.

Shoppers can enroll in the new program online early at bit.ly/R7Ohr8, though the program won’t officially start until Sept. 16. Full details haven’t been released yet, but the new program will be points-based, giving shoppers the opportunity to earn points for shopping and redeem them for products and other rewards.

Walmart is bringing back layaway for the 2012 holiday season after a successful run in 2011. Layaway will become available again Sept. 16 and be available through Dec. 14. Customers who “like” their favorite store will have the opportunity to put items on layaway two days early.

This year’s program offers an extended list of eligible categories. Also, shoppers who make their final payment will receive a refund of the $15 layaway fee in the form of a Walmart gift card. According to the retailer’s website, the down payment for layaway is 10 percent or $10 (whichever is greater). To be eligible, individual items must be priced at $15 or more, and the total layaway purchase must be $50 or more. For more information, visit www.walmart.com/layaway.

I’m a big CVS shopper. If you can get in the right rotation with their Extra Bucks rewards program, a lot of money can be saved. If you’re just starting out or an avid CVS shopper, this promotion is very attractive.

From Sept. 16 to Dec. 15, CVS is offering 4 percent back quarterly — double the 2 percent they usually offer — each time you use your Extra Care card in stores or for online purchases. You will have to sign up at bit.ly/PrSO8H to take advantage of this deal, but this could have a huge impact on the Extra Bucks you receive. Have your Extra Care card handy when you sign up, you will need to enter the number on the back.

Details about the evolving Walgreens rewards policy will be updated there as they are released.